Persona Loan

Key Highlights Of Personal Loan

Get quick, hassle-free personal loans with low rates and flexible repayment.

100% Online Process

Experience the simplest digital process at your fingertips.

Loan Process in Multiple NBFCs

Benefit from our enriching collaboration with industry-leading NBFCs.

Quick Disbursal

Get the funds for your needs in quick time.

Unsecured Credit

Get a loan without putting your assets at risk.

Type Documents
For Salaried Employees
  • Aadhaar Card
  • PAN Card
  • Address Proof
  • Bank Statement
  • Income Proof
For Self-Employed Individuals
  • Aadhaar Card
  • PAN Card
  • Address Proof
  • Bank Statement
  • Balance Sheet
  • Profit & Loss Statement
  • Income Computation
  • Income Tax Return
  • Business Existence Proof
NBFC Personal Loan Criteria for Salaried Employees NBFC Personal Loan Criteria for Self-Employed
  • Minimum Age: 21 Years
  • Minimum Age: 21 Years
  • Minimum Salary: Rs.15,000/month
  • Minimum Business Duration: 1 Year
  • Minimum Job Duration: 1 Year
  • Minimum 1 Year IT Return
  • Our Bank & NBFC Partners – For Top-Notch Services

    Ways To Use A Personal Loan

    • Debt Consolidation : Consolidate your high-interest loans into a single personal loan with a lower interest rate to better manage your credit.
    • To Cover Unexpected Expenses : Personal loans usually take quite a short time for disbursal, making it a reliable helping hand during emergencies.
    • Business Purposes : Self-employed individuals can use personal loans for a variety of purposes, including working capital, business expansion, seizing an opportunity, and so on.
    • Other Expenses : Personal loans can also be used to fund other personal expenses such as higher education, travel, home renovations, medical expenses, and weddings.

    Personal loans are versatile and can serve a variety of purposes. Here are some of the uses for a personal loan.

    Frequently Asked Questions

    Is this really a 100% online process?
    What happens after I buy the membership?
    What are the repayment terms available?

    Loan Processing fee will be charged upto 2%, loan tenure ranging from a minimum of 6 months to a maximum of 72 months with Annual 11% minimum interest Rates and maximum of 36%. For Example: Considering a personal loan of Rs.1,00,000 availed at 12.5%* interest rate for a tenure of 6* years with 2%* processing fee, the APR will be 13.27%*. *T&C Apply. All these numbers are tentative/indicative, the final loan specifics may vary depending upon the customer profile and NBFCs’ criteria, rules & regulations, and terms & conditions. Company Registered Address : B-202, Shivalik Plaza, Near VIP Circle, Utran, Mota Varachha, Surat, Gujarat, India - 394105