Personal Loan
Following utmost transparency and an optimized approach in its functioning, Mani Finances strives to provide you with the best ever personal loan experience in terms of services, assistance, and support. Mani Finances offers you 100% Digital and Paperless Loan Processes for you to have the ease and comfort of applying for personal loans from your home.
With Mani Finances, you can easily get a personal loan of up to Rs.20 Lakhs at the most attractive rates – so that you can fulfil your planned or urgent financial needs and pursuits. As instances of sudden money requirements can arise anytime, getting a personal loan through Mani Finances can prove to be very handy.
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Superlative Benefits & Features
100% Digital & Paperless Loan
You need not visit banks several times and get exhausted. With us, you will experience hassle-free online loan processes.
Instant Disbursal
Once all the checks are done, you can receive the loan amount directly in your bank within some minutes.
Range of Attractive Rates
Choose the best interest rates from multiple loan offers for flexible and unobstructed repayment.
Personal Loans up to Rs.20 Lakhs
Get a personal loan quickly and meet your sudden monetary requirements or the planned ones.
Free Expert Service
You will be guided by our experts throughout the entire loan process, enabling you to make better decisions.
Instant Loan From Multiple Banks
We're partnered with multiple banks and NBFCs to give you a wide range of best and most convenient personal loan offers.
Why Mani Finances?
Mani Finances is India's most renowned financial consultation and service provider, offering top-tier financial consultation and services through collaboration with multiple industry-leading NBFCs.
Our Customers Express Satisfaction
Customer support of Mani Finances’ is commendable. They handled my queries really well with correct steps.
Arvinder Singh
An authentic loan service provider. Best part is they take the responsibility and fulfil it in best manner.
Pritam Chautala
Clearly the best in loan services. It was extremely smooth with hardly any issues.
Kanika Kumari
Pure satisfaction with Mani Finances through on the go services. They clearly strive for great customer satisfaction.
Shivani Singhal
One of the best portals to easily apply for a loan. I had a pleasant experience with the company.
Shubham Chaddha
Eligibility Criteria for Personal Loan
A. Personal Loan Eligibility For The Salaried
| Age Criteria | The loan applicant's age should be at least 21 years. |
| Salary Criteria | The loan applicant's salary should be at least Rs.15000 monthly (must reflect in the bank account) |
| Job Stability | The loan applicant must have at least 1 Year of job stability. |
B. Personal Loan Eligibility For The Self-Employed
| Age Criteria | The loan applicant's age should be at least 21 years. |
| Business Stability | Minimum of 1 year of business stability is required. |
| IT Return | At least 1 Year of ITR is a must. |
Application Process & Documents Required for Personal Loan
Quick Loan Application Process
| (1) | Easy Registration |
| (2) | Check Eligibility |
| (3) | Buy Membership Card |
| (4) | Upload Documents |
| (5) | Bank Verification |
| (6) | Loan Sanction |
Documents Required For Personal Loan
| Address Proof | Required |
| Age Proof | Required |
| Identity Proof | Required |
| Salary Slips – last 6 months (for salaried) | Required |
| Bank Statement – last 6 months | Required |
| ITR or Form 16 | Required |
| Financial Statements/Income Proof (for self-employed) | Required |
Personal Loan for Various Purposes
| Home Makeover | Give your home a new refreshing look with new furnishings and interiors. |
| Wedding Expenses | Experience the wedding of your dreams with its expenses sorted. |
| Educational Pursuits | Upscale your academics and future by pursuing education in your dream institution. |
| Buying Vehicles | You can make your favourite vehicle yours through easy finances. |
| Medical Emergencies | Life is unpredictable! Get ready for medical expenses for timely treatment. |
| Clearing Debts | Remove the burden of debts and live your life with a free mind. |